1. Financial Infrastructure and Resource Optimization (The Facility Management Mindset)
Systemic Energy Efficiency: Drawing from extensive experience in Air Conditioning, Refrigeration, and Facility Management, the author treats the home as a closed-loop system requiring maximum energy efficiency. By resolutely avoiding the installation of water heaters and minimizing AC usage, the author achieves extreme resource optimization.
Precision Data Governance: Applying engineering-grade data tracking, the author has utilized Google Sheets since retiring on March 1, 2024, to monitor every expenditure with surgical precision.
Visualized Financial Metrics: The monthly budget of SGD 667.33 is rigorously analyzed via pie charts to ensure it remains at a low-risk threshold of 29.73% of passive income.
Global Supply Chain Integration: The author manages household inventory through a strategic "Global Sourcing Model," utilizing Taobao/Pinduoduo for cost arbitrage on dry nutrients and local networks (FairPrice/Sheng Siong) for fresh perishables.
2. Precision Process Engineering in Nutrition (The Electronic Engineering Approach)
Mathematical Fluid Dynamics: The water ratio for the "Power Bowl" is not arbitrary but a mathematically calculated 1200ml, ensuring the perfect hydration and silky texture of the added powders.
Thermodynamic Control (SOP): Adhering to strict laboratory-style temperature parameters, heat-sensitive additives like Chia Seed Powder and Nutritional Yeast are only introduced when the porridge has cooled to between 50°C and 60°C to protect the bio-activity of Omega-3s and B-Vitamins.
Just-In-Time (JIT) Freshness Rule: To maximize nutrient bioavailability, a strict "Same-Day" rule is applied, requiring 200g of fresh Kai Lan to be purchased and cooked within the same 24-hour cycle.
Quantitative Recipe Standardization: Each meal is a result of standardized inputs—50g Mung Beans, 20g Millet, 100g Sweet Potato—designed specifically to counteract the metabolic side effects of long-term 1mg Risperidone usage.
3. Risk Assessment and Strategic Autonomy
Insurance Portfolio Optimization: Utilizing professional risk assessment skills, the author opted to decline all private commercial insurance, choosing instead to rely on the national MediShield Life framework.
Capital Reallocation: This decision functions as a strategic reallocation of capital, diverting funds from insurance premiums back into a high-growth investment portfolio (Unit Trusts and SSBs) to enhance independent cash flow.
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