Features of my Investment Portfolio

• My investment portfolio is mainly focused on Asia, which is very similar to Singapore's three major banks.

• My CDP portfolio covers approximately 100 listed companies on the Singapore Exchange (SGX), and so far, no single security exceeds 10% of my entire CDP portfolio, making it highly diversified with low risk.

• Cash + SSB (Singapore Savings Bond) will always maintain no less than 10% in my portfolio.

• You will find that once the passive income engine is built, you can feel it breathing at all times, it will expand, and it will also contract.

• During portfolio expansion, assets can be sold off. During contraction, new funds can be injected in.

• My CDP average dividend yield for the year 2024 was 4.3%.

• As an ordinary Singaporean, it took me a total of 25 years of working to accumulate enough savings to achieve financial freedom.

• I officially retired on March 1, 2024 (age 57).

• In order to maintain basic needs after retirement, I have adopted an investment strategy primarily focused on dividend trust funds, supplemented by a growth trust fund.

• Besides CPF life which is only allowed to be used after the age of 65, the investment portfolio actually provides me with protection against inflation and basic living needs.

• Above pie chart created using Python matplotlib.

For more information, please visit at my rednote ID: 9486320864

One of the best cream to cure eczema in taobao online marketplace

I have been suffering from eczema for last 3 and half months. Why still many people prefer to Chinese medicine formulated cream, the answer is western medicine formulated cream has too many side effects.

I used Dermasone 0.05% cream from a polyclinic in Singapore initially, but after using it for a week, I found myself breast swelling, I decided to give out Dermasone 0.05% cream.

Polyclinic doctor referral me to visited National Skin Centre, I also tried Suu Balm which formulated by National Skin Centre, it can stop itching but not effective, it also can't reduce swelling.

After a prolonged searching and trying different types of cream, end up found that the best cream for me to cure my eczema effectively and also to achieve fast recovery is 三国神医抑菌乳膏 (Sanguo Shen medicine antibacterial cream) from taobao online marketplace.

Think it all over, if I would know 三国神医抑菌乳膏 (Sanguo Shen medicine antibacterial cream) at early polyclinic stage, I will not have had suffered so much.

This cream is to prevent my skin from any damaged or broken due to itching, apply any parts of my body surface immediately when I feel itching or discomfort on my skin waterproofing layer.

I will not apply this cream if my skin waterproofing layer had already damaged and broken for large areas.

I will apply only cucumber, aloe vera or red dragon fruit juice and moisturising cream after oil based soap bathing until my skin waterproofing layer recovered.

Different people react differently to different types of itch relieving cream, best for me doesn't mean will be best for you.

Search the key words "抑菌乳膏" at world.taobao.com to look for antibacterial cream.

江西灵水生物科技有限公司

An effective solution to clear the urinal bowl choke problem

When go online at taobao, others than price, what I would buy is something that difficult to get or couldn't get in Singapore. Chemical powders to clear the urinal bowl choke.

美特佳强力管道疏通剂家用下水道除臭剂厨房马桶堵塞水管疏通剂

http://world.tmall.com/item/23521328133.htm?id=23521328133

Rocani pillow protector from taobao online marketplace

In Singapore, pillow protectors are very expensive, cost up to SGD $24.99 per piece at local retail shop. Due to this reason, I decided to search from taobao online marketplace, finally, I get a China branded Rocani pillow protector that cost me only RMB ¥ 29.00 per piece. Great Savings!

Thick quilted pillow protector anti-mite and anti-bacterial cotton pillow cushion pillow short sleeve cotton pillowcase pillow

http://detail.tmall.com/item.htm?id=36444759469

or search at www.taobao.com for "枕头保护套"

Thin cotton men's socks at taobao online marketplace

Thin cotton socks, men's socks summer influx of men's cotton deodorant tube factory wholesale shipping business and leisure sports only at RMB￥2.80 at taobao online shopping

http://item.taobao.com/item.htm?spm=a230r.1.14.4.nogSM0&id=37629077306

Not only men's socks, men and women underwear also very cheap and also good in quality compare if you shop around in Singapore, but remember the higher the monthly sale, best value for money at taobao.

Two high-grade items brought recently from taobao online marketplace

Genuine bamboo fiber pajamas suits for men and women couple in spring and autumn long sleeve cotton pajamas thin section of high-grade at RMB ¥128.00

http://item.taobao.com/item.htm?spm=a1z09.2.9.166.jIyAks&id=19177222437


Muji outlet genuine single solid color guard students feather down pillows cervical pillow at RMB ¥99.00

http://item.taobao.com/item.htm?spm=a1z09.2.9.49.jIyAks&id=38052013939

A powerful stainless steel kitchen scissors to cut chicken

Recently, I brought a powerful stainless steel kitchen scissor (made in China to be exported to Germany) to cut chicken from taobao online shopping, for the replacement of my existing broken plastic handle kitchen scissor at home, the new kitchen scissor cost me only at RMB ¥ 9.90

http://item.taobao.com/item.htm?spm=a1z09.2.9.47.jhFSAA&id=38420234204

or search at www.taobao.com for "不锈钢厨房剪刀"