- My investment portfolio is mainly focused on Asia, which is very similar to Singapore's three major banks.
- My CDP portfolio covers approximately 100 listed companies on the Singapore Exchange (SGX), and so far, no single security exceeds 10% of my entire CDP portfolio, making it highly diversified with low risk.
- Cash + SSB (Singapore Savings Bond) will always maintain no less than 10% in my portfolio.
- You will find that once the passive income engine is built, you can feel it breathing at all times, it will expand, and it will also contract.
- When the market is down and my portfolio shrinks sharply, the SSB+Cash weighting automatically adjusts to close to 15%. When my portfolio expands rapidly, the SSB+Cash weighting automatically adjusts to close to 10%.
- In other words, when the portfolio size is shrinking, SSB or Cash can be injected into the shrinking assets. When the portfolio size expanding, assets can be sold off to maintain minimum 10% (Cash + SSB).
- My CDP average dividend yield for the year 2024 was 4.3%.
- As an ordinary Singaporean, it took me a total of 25 years of working to accumulate enough savings to achieve financial freedom without having to purchase any private insurance premium.
- I officially retired on March 1, 2024 (age 57).
- In order to maintain basic needs after retirement, I have adopted an investment strategy primarily focused on dividend trust funds, supplemented by a growth trust fund.
- Besides CPF life which is only allowed to be used after the age of 65, the investment portfolio actually provides me with protection against inflation and basic living needs.
- Above pie chart created using Python matplotlib.
插图仅用于教育目的，更多信息请访问我的小红书 ID：9486320864
Illustrated for educational purpose only, more information please visit at my rednote ID: 9486320864
More isn’t necessarily better for private health insurance: Health Minister Ong Ye Kung | Deep Dive
at https://youtu.be/WtSzkkK7kIs?si=Hhjl1D25I9NB8474
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