- My investment portfolio is mainly focused on Asia, which is very similar to Singapore's three major banks.
- My CDP portfolio covers approximately 100 listed companies on the Singapore Exchange (SGX), and so far, no single security exceeds 10% of my entire CDP portfolio, making it highly diversified with low risk.
- Cash + SSB (Singapore Savings Bond) will always maintain no less than 10% in my portfolio.
- You will find that once the passive income engine is built, you can feel it breathing at all times, it will expand, and it will also contract.
- During portfolio expansion, assets can be sold off. During contraction, new funds can be injected in.
- My CDP average dividend yield for the year 2024 was 4.3%.
- As an ordinary Singaporean, it took me a total of 25 years of working to accumulate enough savings to achieve financial freedom.
- I officially retired on March 1, 2024 (age 57).
- In order to maintain basic needs after retirement, I have adopted an investment strategy primarily focused on dividend trust funds, supplemented by a growth trust fund.
- Besides CPF life which is only allowed to be used after the age of 65, the investment portfolio actually provides me with protection against inflation and basic living needs.
- Above pie chart created using Python matplotlib.
For more information, please visit at my rednote ID: 9486320864
